These calculators use a fixed assumed annual return you choose, purely to illustrate the effect of compounding. They are not a promise or projection of actual returns.
Adjust the monthly amount, tenure and an assumed annual return to see an illustrative outcome. Actual mutual fund returns fluctuate and are never guaranteed.
If you plan to raise your SIP amount every year as your income grows, this shows the illustrative effect of that step-up on your final corpus.
Useful when you're investing a bonus, maturity amount or savings in one go, rather than through monthly instalments.
See how long a lumpsum could last if you withdraw a fixed amount every month, and what might remain at the end of your chosen period.
Have a specific amount in mind — a down payment, a milestone? See roughly what monthly SIP could get you there by your target date.
A rough illustration of the corpus that might be needed at retirement, based on today's monthly expense, inflation, and how long that corpus needs to last.
