Notes on investing, kept plain

SIP basics

Why the SIP date matters less than you think

New investors spend a surprising amount of energy picking the 'best' date for their SIP to debit. Here's why staying invested matters far more.

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Tax saving

ELSS and the rest of your Section 80C basket

Section 80C allows a basket of instruments. Here's where ELSS fits — and doesn't — among PPF, insurance and fixed deposits.

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Understanding risk

What a scheme's riskometer is actually telling you

The six-level riskometer on every factsheet is easy to glance at and forget. Here's what it does — and doesn't — measure.

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Costs & plans

Direct vs Regular plans: what the label changes

Same fund manager, same holdings, different expense ratio. Here's what that Direct/Regular label on every scheme actually means.

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How-to

How to read a factsheet in five minutes

A factsheet looks intimidating at first glance. Here's the order to actually read it in, so nothing important gets missed.

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SIP basics

SIP vs lumpsum: does it actually matter?

Invest it all at once, or spread it out? The honest answer depends on market conditions nobody can predict in advance.

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Articles on this site are for general education only and do not constitute investment advice or a recommendation for any specific scheme. Mutual fund investments are subject to market risks.