/* ==========================================================================
   MBHV Investment — stylesheet
   Palette: Jaipur navy + gold, jharokha-arch motif
   Type: Fraunces (display) / Public Sans (body) / IBM Plex Mono (data)
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,500;9..144,600;9..144,700&family=Public+Sans:wght@400;500;600;700&family=IBM+Plex+Mono:wght@500;600&display=swap');

:root{
  /* colour tokens, sampled from the MBHV mark (green + gold) */
  --navy-900:#072D1D;
  --navy-800:#0C5D3C;
  --navy-700:#147A4E;
  --navy-600:#1A9660;
  --navy-500:#22B377;
  --gold-700:#8C6A08;
  --gold-600:#A67F12;
  --gold-500:#C9A128;
  --gold-400:#DBBB4E;
  --gold-300:#E9D179;
  --gold-100:#F8EFD3;
  --cream:#FBF6EA;
  --cream-2:#F3ECDC;
  --paper:#FFFFFF;
  --ink:#101B2D;
  --muted:#57647C;
  --line:#E4DCC6;
  --success:#1E7B4D;

  --font-display:'Fraunces', Georgia, serif;
  --font-body:'Public Sans', -apple-system, Segoe UI, Roboto, sans-serif;
  --font-mono:'IBM Plex Mono', ui-monospace, monospace;

  --container:1200px;
  --radius-sm:10px;
  --radius:18px;
  --radius-lg:28px;
  --shadow-sm:0 2px 10px rgba(7,45,29,0.08);
  --shadow:0 14px 40px rgba(7,45,29,0.13);
  --shadow-lg:0 24px 70px rgba(7,45,29,0.24);
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;overflow-x:hidden;}
body{
  margin:0;
  font-family:var(--font-body);
  color:var(--ink);
  background:var(--cream);
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
ul{margin:0;padding:0;list-style:none;}
button{font-family:inherit;cursor:pointer;}
h1,h2,h3,h4{
  font-family:var(--font-display);
  color:var(--navy-800);
  line-height:1.12;
  margin:0 0 .5em;
  font-weight:600;
  letter-spacing:-0.01em;
}
p{line-height:1.7;color:var(--muted);margin:0 0 1em;}
.container{width:100%;max-width:var(--container);margin:0 auto;padding:0 24px;}
.w90{width:90%;max-width:1440px;margin:0 auto;}
.w80{width:80%;max-width:1360px;margin:0 auto;}

:focus-visible{outline:3px solid var(--gold-500);outline-offset:3px;}
@media (prefers-reduced-motion: reduce){
  *{animation-duration:0.01ms !important;animation-iteration-count:1 !important;transition-duration:0.01ms !important;scroll-behavior:auto !important;}
}

/* ---------- eyebrow / labels ---------- */
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-family:var(--font-mono);
  font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;
  color:var(--gold-700);
  background:var(--gold-100);
  border:1px solid var(--gold-400);
  padding:6px 14px 6px 10px;
  border-radius:99px;
  margin-bottom:18px;
}
.eyebrow::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--gold-500);}
.eyebrow.on-dark{background:rgba(214,164,17,0.14);border-color:rgba(214,164,17,0.5);color:var(--gold-300);}

.headline{font-size:clamp(17px,calc(3.4vw + 9px),44px);white-space:nowrap;line-height:1.18;}
.headline.wrap{white-space:normal;}

/* ==========================================================================
   TOPBAR
   ========================================================================== */
.topbar{
  background:var(--navy-900);
  color:#CFE6D8;
  font-family:var(--font-mono);
  font-size:12.5px;
}
.topbar .w90{
  display:flex;align-items:center;justify-content:space-between;
  min-height:38px;
  gap:20px;
}
.topbar .tb-left{display:flex;align-items:center;gap:10px;flex-wrap:wrap;color:#B9D4C4;}
.topbar .tb-left b{color:#E9D179;font-weight:600;}
.topbar .tb-sep{opacity:.4;}
.topbar .tb-right{display:flex;align-items:center;gap:18px;flex-shrink:0;}
.topbar .tb-right a{display:inline-flex;align-items:center;gap:6px;color:#DCF0E4;transition:color .15s;}
.topbar .tb-right a:hover{color:var(--gold-400);}
.topbar svg{width:13px;height:13px;flex-shrink:0;}
@media (max-width:760px){
  .topbar .tb-left{display:none;}
  .topbar .w90{justify-content:center;}
  .topbar .tb-right{gap:14px;padding:8px 0;flex-wrap:wrap;justify-content:center;}
}
@media (max-width:400px){
  .topbar .tb-right a span{display:none;}
}

/* ==========================================================================
   HEADER / NAV
   ========================================================================== */
.site-header{
  position:sticky;top:0;z-index:200;
  background:rgba(251,246,234,0.92);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
  transition:box-shadow .2s;
}
.site-header.scrolled{box-shadow:0 4px 24px rgba(7,45,29,0.09);}
.header-row{
  display:flex;align-items:center;justify-content:space-between;
  gap:20px;padding:14px 0;
}
.brand{display:flex;align-items:center;gap:12px;flex-shrink:0;}
.brand img{height:73px;width:auto;}
@media (max-width:640px){
  .brand img{height:57px;}
}
.logo-patch{
  display:inline-flex;align-items:center;background:#fff;
  padding:10px 18px;border-radius:14px;box-shadow:0 2px 10px rgba(0,0,0,0.08);
}
.logo-patch img{display:block;}
.brand-text{font-family:var(--font-mono);font-size:11px;color:var(--muted);letter-spacing:.06em;display:none;}

.main-nav{display:flex;align-items:center;gap:2px;}
.main-nav > a{
  padding:10px 15px;font-size:15px;font-weight:600;color:var(--navy-800);
  border-radius:99px;transition:background .15s,color .15s;white-space:nowrap;
}
.main-nav > a:hover,.main-nav > a.active{background:var(--navy-800);color:var(--cream);}

/* dropdowns */
.nav-item{position:relative;}
.nav-item .nav-top{
  display:inline-flex;align-items:center;gap:5px;
  padding:10px 14px;font-size:15px;font-weight:600;color:var(--navy-800);
  border-radius:99px;transition:background .15s,color .15s;white-space:nowrap;
}
.nav-item .nav-top:hover,.nav-item .nav-top.active{background:var(--navy-800);color:var(--cream);}
.caret-ic{width:11px;height:11px;flex:none;transition:transform .15s;}
.nav-item:hover .caret-ic,.nav-item:focus-within .caret-ic{transform:rotate(180deg);}
.nav-dropdown{
  position:absolute;top:100%;left:0;margin-top:6px;min-width:240px;
  background:var(--paper);border:1px solid var(--line);border-radius:14px;
  box-shadow:var(--shadow);padding:8px;
  opacity:0;visibility:hidden;transform:translateY(6px);
  transition:opacity .15s,transform .15s,visibility .15s;
  z-index:50;
}
.nav-item:hover .nav-dropdown,.nav-item:focus-within .nav-dropdown{
  opacity:1;visibility:visible;transform:translateY(0);
}
.nav-dropdown a{
  display:block;padding:10px 14px;font-size:14px;font-weight:600;color:var(--navy-800);
  border-radius:9px;white-space:nowrap;
}
.nav-dropdown a:hover{background:var(--cream-2);color:var(--gold-700);}

.header-ctas{display:flex;align-items:center;gap:10px;flex-shrink:0;}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font-weight:700;font-size:14.5px;padding:12px 22px;border-radius:99px;
  border:1px solid transparent;transition:transform .15s,box-shadow .15s,background .15s,color .15s;
  white-space:nowrap;
}
.btn:active{transform:translateY(1px);}
.btn svg{width:16px;height:16px;flex:none;}
.btn-gold{background:linear-gradient(180deg,var(--gold-400),var(--gold-600));color:var(--navy-900);box-shadow:0 8px 20px rgba(184,137,10,0.35);}
.btn-gold:hover{box-shadow:0 10px 26px rgba(184,137,10,0.5);transform:translateY(-1px);}
.btn-navy{background:var(--navy-800);color:var(--cream);}
.btn-navy:hover{background:var(--navy-700);}
.btn-outline{background:transparent;border-color:var(--navy-800);color:var(--navy-800);}
.btn-outline:hover{background:var(--navy-800);color:var(--cream);}
.btn-outline.on-dark{border-color:rgba(255,255,255,0.4);color:#fff;}
.btn-outline.on-dark:hover{background:#fff;color:var(--navy-900);}
.btn-sm{padding:9px 16px;font-size:13.5px;}
.btn-block{width:100%;}

.menu-toggle{
  display:none;width:44px;height:44px;border-radius:12px;border:1px solid var(--line);
  background:var(--paper);align-items:center;justify-content:center;flex-shrink:0;
}
.menu-toggle span,.menu-toggle span::before,.menu-toggle span::after{
  content:"";display:block;width:20px;height:2px;background:var(--navy-800);position:relative;transition:.2s;
}
.menu-toggle span::before{position:absolute;top:-6px;}
.menu-toggle span::after{position:absolute;top:6px;}
.menu-toggle.open span{background:transparent;}
.menu-toggle.open span::before{transform:rotate(45deg);top:0;}
.menu-toggle.open span::after{transform:rotate(-45deg);top:0;}

/* ==========================================================================
   MOBILE NAV
   ========================================================================== */
@media (max-width:1080px){
  .main-nav{display:none;}
  .header-ctas .btn-outline.desktop-only{display:none;}
  .menu-toggle{display:flex;}
  .header-ctas{display:none;}

  .mobile-panel{
    position:fixed;inset:0;top:0;z-index:300;
    background:var(--navy-900);
    transform:translateX(100%);
    transition:transform .3s ease;
    display:flex;flex-direction:column;
    overflow-y:auto;
  }
  .mobile-panel.open{transform:translateX(0);}
  .mobile-panel-top{
    display:flex;align-items:center;justify-content:flex-end;
    padding:16px 20px;border-bottom:1px solid rgba(255,255,255,0.1);
  }
  .mobile-close{width:40px;height:40px;border-radius:10px;background:rgba(255,255,255,0.08);border:0;color:#fff;font-size:18px;display:flex;align-items:center;justify-content:center;}
  .mobile-nav{padding:14px 20px;display:flex;flex-direction:column;}
  .mobile-nav a{
    padding:12px 6px;font-size:14.5px;font-weight:600;color:#EAF6EF;
    border-bottom:1px solid rgba(255,255,255,0.08);
  }
  .mobile-nav a.active{color:var(--gold-400);}
  .mobile-group{border-bottom:1px solid rgba(255,255,255,0.08);}
  .mobile-group summary{
    padding:12px 6px;font-size:14.5px;font-weight:600;color:#EAF6EF;
    display:flex;align-items:center;justify-content:space-between;cursor:pointer;list-style:none;
  }
  .mobile-group summary::-webkit-details-marker{display:none;}
  .mobile-group summary .caret-ic{width:11px;height:11px;color:#8FBBA3;transition:transform .15s;}
  .mobile-group[open] summary .caret-ic{transform:rotate(180deg);}
  .mobile-group summary.active{color:var(--gold-400);}
  .mobile-sub{display:flex;flex-direction:column;padding:0 6px 12px 14px;gap:2px;}
  .mobile-sub a{padding:9px 4px;font-size:13.5px;font-weight:500;color:#CDE6D6;border-bottom:0;}
  .mobile-sub a:hover{color:var(--gold-400);}
  .mobile-ctas{padding:16px 20px 22px;display:flex;flex-direction:column;gap:10px;border-top:1px solid rgba(255,255,255,0.1);}
  .mobile-contact{padding:16px 20px;font-family:var(--font-mono);font-size:12.5px;color:#B9D4C4;display:flex;flex-direction:column;gap:8px;margin-top:auto;}
  .mobile-contact a{color:#E9D179;}
  body.nav-open{overflow:hidden;}
}
@media (min-width:1081px){
  .mobile-panel,.mobile-close{display:none;}
}

/* ==========================================================================
   BUTTONS ROW / misc
   ========================================================================== */
.btn-row{display:flex;gap:12px;flex-wrap:wrap;align-items:center;}

/* ==========================================================================
   HERO
   ========================================================================== */
.hero{
  position:relative;
  background:var(--cream);
  padding:60px 0 90px;
  overflow:hidden;
}
.hero .w80{
  display:grid;grid-template-columns:1.05fr 0.85fr;gap:56px;align-items:center;
}
.hero-copy p.lead{font-size:18px;color:var(--muted);max-width:52ch;}
.hero-stats{display:flex;gap:0;margin-top:34px;border-top:1px solid var(--line);padding-top:22px;flex-wrap:wrap;}
.hero-stat{padding-right:28px;margin-right:28px;border-right:1px solid var(--line);}
.hero-stat:last-child{border-right:0;}
.hero-stat b{display:block;font-family:var(--font-display);font-size:26px;color:var(--navy-800);}
.hero-stat span{font-family:var(--font-mono);font-size:11.5px;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;}
.hero-art{position:relative;display:flex;justify-content:center;}
.hero-art img{width:100%;max-width:460px;aspect-ratio:4/5;object-fit:cover;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);border:6px solid var(--paper);}
.hero-art .float-chip{
  position:absolute;background:var(--paper);border-radius:var(--radius-sm);
  box-shadow:var(--shadow);padding:12px 16px;display:flex;align-items:center;gap:10px;
  font-family:var(--font-mono);font-size:12px;
}
.hero-art .chip-1{top:8%;left:-6%;}
.hero-art .chip-2{bottom:10%;right:-8%;}
.chip-dot{width:9px;height:9px;border-radius:50%;background:var(--success);}
@media (max-width:960px){
  .hero .w80{grid-template-columns:1fr;}
  .hero-art{order:-1;margin-bottom:10px;}
  .hero-art img{max-width:280px;}
}

/* ==========================================================================
   ARCH DIVIDER
   ========================================================================== */
.arch-divider{height:26px;width:100%;color:var(--cream);background-repeat:repeat-x;background-size:120px 26px;}
.arch-divider svg{display:none;}
.divider-strip{width:100%;height:24px;background-image:url('../img/illus/arch-divider.svg');background-repeat:repeat-x;background-size:120px 24px;}
.divider-strip.on-navy{color:var(--navy-900);}
.divider-strip.flip{transform:rotate(180deg);}

/* ==========================================================================
   SECTION LAYOUTS
   ========================================================================== */
section{padding:88px 0;}
.section-tight{padding:56px 0;}
.section-head{max-width:680px;margin-bottom:48px;}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center;}
.section-head p{font-size:16.5px;}

.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;}
.split.rev{grid-template-columns:1fr 1fr;}
.split.rev .split-media{order:2;}
.split.rev .split-copy{order:1;}
.split-media img{border-radius:var(--radius-lg);width:100%;box-shadow:var(--shadow);aspect-ratio:5/4;object-fit:cover;}
.split-media{position:relative;}
@media (max-width:900px){
  .split,.split.rev{grid-template-columns:1fr;gap:30px;}
  .split .split-media,.split.rev .split-media{order:-1;}
  .split .split-copy,.split.rev .split-copy{order:2;}
}

.bg-navy{background:var(--navy-900);color:#DCF0E4;}
.bg-navy h1,.bg-navy h2,.bg-navy h3{color:#fff;}
.bg-navy p{color:#B9D4C4;}
.bg-cream2{background:var(--cream-2);}
.bg-paper{background:var(--paper);}

/* ==========================================================================
   CARDS — services, features
   ========================================================================== */
.grid{display:grid;gap:26px;}
.grid-3{grid-template-columns:repeat(3,1fr);}
.grid-4{grid-template-columns:repeat(4,1fr);}
.grid-2{grid-template-columns:repeat(2,1fr);}
@media (max-width:960px){.grid-3,.grid-4{grid-template-columns:repeat(2,1fr);}}
@media (max-width:640px){.grid-3,.grid-4,.grid-2{grid-template-columns:1fr;}}

.card{
  background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);
  overflow:hidden;transition:transform .2s, box-shadow .2s;
}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);}
.service-card .card-media{
  height:180px;position:relative;background:linear-gradient(160deg,var(--navy-700),var(--navy-900));
  display:flex;align-items:center;justify-content:center;overflow:hidden;
}
.service-card .card-media svg{width:78px;height:78px;color:#fff;}
.service-card .card-media img{width:100%;height:100%;object-fit:cover;transition:transform .3s;}
.service-card:hover .card-media img{transform:scale(1.06);}
.service-card .card-body{padding:26px 24px 28px;}
.service-card h3{font-size:19px;margin-bottom:8px;}
.service-card p{font-size:14.5px;margin-bottom:16px;}
.card-link{font-family:var(--font-mono);font-size:12.5px;font-weight:600;color:var(--navy-800);display:inline-flex;align-items:center;gap:6px;text-transform:uppercase;letter-spacing:.05em;}
.card-link svg{width:13px;height:13px;transition:transform .15s;}
.card:hover .card-link svg{transform:translateX(3px);}

.feature{display:flex;gap:16px;align-items:flex-start;}
.feature-ic{
  width:52px;height:52px;flex-shrink:0;border-radius:14px;background:var(--gold-100);
  display:flex;align-items:center;justify-content:center;color:var(--gold-700);
}
.feature-ic svg{width:26px;height:26px;}
.feature h4{font-size:16.5px;margin-bottom:4px;}
.feature p{font-size:14.5px;margin:0;}

/* stat / arc badge */
.arc-badge{
  width:74px;height:74px;border-radius:50%;border:3px solid var(--gold-500);position:relative;
  display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.arc-badge::before{content:"";position:absolute;top:-4px;left:50%;width:8px;height:8px;background:var(--gold-500);border-radius:50%;transform:translateX(-50%);}
.arc-badge b{font-family:var(--font-display);font-size:20px;color:var(--navy-800);}

/* process steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;}
@media (max-width:900px){.steps{grid-template-columns:repeat(2,1fr);}}
@media (max-width:560px){.steps{grid-template-columns:1fr;}}
.step{position:relative;padding:26px 22px;background:var(--paper);border-radius:var(--radius);border:1px solid var(--line);}
.step .step-num{font-family:var(--font-mono);color:var(--gold-600);font-size:13px;letter-spacing:.08em;}
.step h4{margin:10px 0 6px;font-size:17px;}
.step p{font-size:14px;margin:0;}

/* AMC partner strip */
.partners{
  display:flex;flex-wrap:wrap;gap:14px;justify-content:center;
}
.partner-chip{
  padding:16px 22px;background:var(--paper);border:1px solid var(--line);border-radius:14px;
  font-family:var(--font-display);font-weight:600;color:var(--navy-800);font-size:15px;
  min-width:150px;text-align:center;
}

/* Testimonial / quote */
.quote-card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:28px;}
.quote-card p{color:var(--ink);font-size:15.5px;}
.quote-by{font-family:var(--font-mono);font-size:12px;color:var(--muted);margin-top:14px;}

/* CTA banner */
.cta-banner{
  background:linear-gradient(135deg,var(--navy-800),var(--navy-900));
  border-radius:var(--radius-lg);padding:56px;
  display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap;
  position:relative;overflow:hidden;
}
.cta-banner::after{
  content:"";position:absolute;right:-60px;top:-60px;width:220px;height:220px;
  border:2px solid rgba(214,164,17,0.3);border-radius:50%;
}
.cta-banner h2{color:#fff;margin-bottom:6px;}
.cta-banner p{color:#B9D4C4;margin:0;max-width:46ch;}
@media (max-width:640px){
  .cta-banner{padding:32px 24px;}
}

/* ==========================================================================
   BREADCRUMB / PAGE HEADER (interior pages)
   ========================================================================== */
.page-hero{
  background:var(--navy-900);color:#DCF0E4;padding:54px 0 66px;position:relative;overflow:hidden;
}
.page-hero .crumb{font-family:var(--font-mono);font-size:11.5px;color:#8FBBA3;letter-spacing:.08em;text-transform:uppercase;margin-bottom:14px;}
.page-hero .crumb a{color:#CDE6D6;}
.page-hero .crumb a:hover{color:var(--gold-400);}
.page-hero h1{color:#fff;font-size:clamp(17px,calc(3.2vw + 10px),44px);white-space:nowrap;line-height:1.18;}
.page-hero p{color:#B9D4C4;max-width:60ch;font-size:16.5px;}
@media (max-width:420px){
  .page-hero h1{font-size:clamp(15px,calc(3.6vw + 8px),44px);}
}

/* ==========================================================================
   FORMS
   ========================================================================== */
.form-field{margin-bottom:18px;}
.form-field label{display:block;font-size:13.5px;font-weight:600;color:var(--navy-800);margin-bottom:7px;}
.form-field input,.form-field select,.form-field textarea{
  width:100%;padding:13px 15px;border:1px solid var(--line);border-radius:10px;
  font-family:var(--font-body);font-size:14.5px;background:var(--paper);color:var(--ink);
}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{border-color:var(--gold-500);outline:none;}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 18px;}
@media (max-width:640px){.form-grid{grid-template-columns:1fr;}}
.form-note{font-size:12.5px;color:var(--muted);margin-top:6px;}

/* contact info list */
.info-list{display:flex;flex-direction:column;gap:22px;}
.info-row{display:flex;gap:16px;align-items:flex-start;}
.info-ic{width:44px;height:44px;border-radius:12px;background:var(--navy-900);color:var(--gold-400);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.info-ic svg{width:20px;height:20px;}
.info-row b{display:block;color:var(--navy-800);font-size:14.5px;}
.info-row span,.info-row a{font-size:14px;color:var(--muted);}
.info-row a:hover{color:var(--gold-600);}

/* ==========================================================================
   LOGIN / PORTAL PAGE
   ========================================================================== */
.portal-card{
  background:var(--paper);border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:32px;box-shadow:var(--shadow-sm);position:relative;
}
.portal-card .p-ic{width:52px;height:52px;border-radius:14px;background:var(--navy-900);color:var(--gold-400);display:flex;align-items:center;justify-content:center;margin-bottom:18px;}
.p-ic svg{width:24px;height:24px;flex:none;}
.portal-card ul{margin:14px 0 20px;display:flex;flex-direction:column;gap:9px;}
.portal-card ul li{font-size:13.5px;color:var(--muted);padding-left:20px;position:relative;}
.portal-card ul li::before{content:"";position:absolute;left:0;top:7px;width:8px;height:8px;border-radius:2px;background:var(--gold-500);}
.portal-note{background:var(--gold-100);border-left:3px solid var(--gold-500);border-radius:8px;padding:14px 16px;font-size:13px;color:var(--gold-700);margin-top:6px;}
.quick-list{display:flex;flex-direction:column;}
.quick-list a{
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 4px;border-bottom:1px solid var(--line);font-weight:600;font-size:14.5px;color:var(--navy-800);
}
.quick-list a:last-child{border-bottom:0;}
.quick-list a:hover{color:var(--gold-600);}
.quick-list a svg{width:15px;height:15px;flex:none;color:var(--gold-600);}
.security-banner{
  border:1px solid var(--gold-400);background:var(--gold-100);border-radius:var(--radius);
  padding:22px 26px;display:flex;gap:16px;align-items:flex-start;
}
.security-banner svg{width:26px;height:26px;color:var(--gold-700);flex-shrink:0;}
.security-banner b{color:var(--navy-800);}
.security-banner p{margin:4px 0 0;font-size:13.5px;color:var(--gold-700);}

.trouble-card .t-ic{width:44px;height:44px;border-radius:12px;background:var(--gold-100);color:var(--gold-700);display:flex;align-items:center;justify-content:center;margin-bottom:14px;}
.trouble-card .t-ic svg{width:22px;height:22px;}

/* ==========================================================================
   POLICY PAGES (full width content)
   ========================================================================== */
.policy-wrap{padding:64px 0 90px;}
.policy-wrap .container{max-width:1200px;}
.policy-body h2{font-size:22px;margin-top:44px;padding-top:6px;border-top:1px solid var(--line);}
.policy-body h2:first-child{border-top:0;margin-top:0;}
.policy-body h3{font-size:16.5px;color:var(--navy-700);margin-top:22px;}
.policy-body p,.policy-body li{font-size:15px;color:var(--muted);}
.policy-body ul,.policy-body ol{padding-left:20px;margin-bottom:1em;}
.policy-body li{margin-bottom:6px;line-height:1.7;}
.policy-body table{width:100%;border-collapse:collapse;margin:18px 0;font-size:14px;}
.policy-body th,.policy-body td{border:1px solid var(--line);padding:10px 12px;text-align:left;color:var(--muted);}
.policy-body th{background:var(--cream-2);color:var(--navy-800);}
.policy-updated{font-family:var(--font-mono);font-size:12px;color:var(--muted);margin-bottom:24px;}
.policy-toc{background:var(--cream-2);border-radius:var(--radius);padding:22px 26px;margin-bottom:34px;}
.policy-toc b{display:block;font-size:12.5px;text-transform:uppercase;letter-spacing:.06em;color:var(--navy-800);margin-bottom:10px;font-family:var(--font-mono);}
.policy-toc ol{columns:2;gap:20px;padding-left:18px;}
.policy-toc li{font-size:13.5px;margin-bottom:6px;}
@media (max-width:640px){.policy-toc ol{columns:1;}}

/* ==========================================================================
   CALCULATORS
   ========================================================================== */
.calc-card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius-lg);padding:34px;box-shadow:var(--shadow-sm);}
.calc-row{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:6px;}
.calc-row label{font-size:13.5px;font-weight:600;color:var(--navy-800);}
.calc-row output{font-family:var(--font-mono);font-weight:600;color:var(--gold-700);}
input[type=range]{width:100%;accent-color:var(--gold-500);margin-bottom:20px;}
.calc-result{background:var(--navy-900);border-radius:var(--radius);padding:26px;color:#fff;display:grid;grid-template-columns:repeat(3,1fr);gap:16px;text-align:center;margin-top:10px;}
.calc-result div span{display:block;font-family:var(--font-mono);font-size:11px;color:#8FBBA3;text-transform:uppercase;letter-spacing:.05em;margin-bottom:6px;}
.calc-result div b{font-family:var(--font-display);font-size:22px;color:var(--gold-300);}
@media (max-width:560px){.calc-result{grid-template-columns:1fr;}}

.calc-jump{display:flex;flex-wrap:wrap;gap:10px;padding-bottom:8px;}
.calc-jump a{
  font-family:var(--font-mono);font-size:12.5px;font-weight:600;color:var(--navy-800);
  background:var(--paper);border:1px solid var(--line);padding:9px 16px;border-radius:99px;
}
.calc-jump a:hover{background:var(--navy-800);color:#fff;border-color:var(--navy-800);}

/* ==========================================================================
   FOOTER
   ========================================================================== */
.site-footer{background:var(--navy-900);color:#B9D4C4;padding-top:64px;}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:40px;padding-bottom:44px;}
@media (max-width:900px){.footer-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.footer-grid{grid-template-columns:1fr;}}
.footer-grid h5{font-family:var(--font-mono);font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:#7FAE93;margin:0 0 16px;}
.footer-grid ul{display:flex;flex-direction:column;gap:10px;}
.footer-grid a{font-size:14px;color:#CFE6D8;}
.footer-grid a:hover{color:var(--gold-400);}
.footer-brand img{height:56px;display:block;}
.footer-brand .logo-patch{margin-bottom:16px;}
.footer-brand p{color:#8FBBA3;font-size:14px;max-width:34ch;}
.reg-box{
  margin-top:16px;border:1px solid rgba(214,164,17,0.35);background:rgba(214,164,17,0.06);
  border-radius:12px;padding:14px 16px;font-family:var(--font-mono);font-size:11.5px;color:#E9D179;line-height:1.9;
}
.footer-contact li{display:flex;gap:10px;align-items:flex-start;color:#CFE6D8;font-size:13.5px;}
.footer-contact svg{width:16px;height:16px;flex-shrink:0;margin-top:2px;color:var(--gold-400);}
.grievance-strip{
  border-top:1px solid rgba(255,255,255,0.1);border-bottom:1px solid rgba(255,255,255,0.1);
  padding:20px 0;display:flex;flex-wrap:wrap;gap:16px 32px;align-items:center;justify-content:space-between;
}
.grievance-strip .g-label{font-family:var(--font-mono);font-size:11.5px;letter-spacing:.06em;text-transform:uppercase;color:#7FAE93;}
.grievance-strip .g-items{display:flex;flex-wrap:wrap;gap:22px;}
.grievance-strip .g-items a{font-size:13.5px;color:#E9D179;font-weight:600;display:inline-flex;align-items:center;gap:7px;}
.grievance-strip svg{width:15px;height:15px;}
.disclaimer-block{padding:26px 0;font-size:12px;color:#6E9280;line-height:1.85;border-bottom:1px solid rgba(255,255,255,0.08);}
.disclaimer-block b{color:#A9CDB6;}
.footer-bottom{padding:18px 0 26px;display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;align-items:center;font-size:12.5px;color:#6E9280;}
.footer-bottom .legal-links{display:flex;gap:16px;flex-wrap:wrap;}
.footer-bottom a:hover{color:var(--gold-400);}
.social-row{display:flex;gap:10px;margin-top:18px;}
.social-row a{width:36px;height:36px;border-radius:50%;border:1px solid rgba(255,255,255,0.15);display:flex;align-items:center;justify-content:center;}
.social-row a:hover{background:var(--gold-500);border-color:var(--gold-500);color:var(--navy-900);}
.social-row svg{width:16px;height:16px;}

/* ==========================================================================
   FLOATING WIDGETS
   ========================================================================== */
.float-stack{position:fixed;left:18px;bottom:22px;z-index:250;display:flex;flex-direction:column;gap:12px;}
.float-btn{
  width:54px;height:54px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  box-shadow:var(--shadow);color:#fff;transition:transform .15s;
}
.float-btn:hover{transform:scale(1.07);}
.float-btn.whatsapp{background:#25D366;}
.float-btn.call{background:var(--navy-800);}
.float-btn svg{width:24px;height:24px;}

.to-top{
  position:fixed;right:18px;bottom:22px;z-index:250;
  width:48px;height:48px;border-radius:50%;background:var(--navy-900);color:var(--gold-400);
  display:flex;align-items:center;justify-content:center;box-shadow:var(--shadow);
  border:1px solid rgba(214,164,17,0.4);
  opacity:0;pointer-events:none;transform:translateY(10px);transition:.2s;
}
.to-top.show{opacity:1;pointer-events:auto;transform:translateY(0);}
.to-top svg{width:20px;height:20px;}

@media (max-width:640px){
  .float-btn{width:46px;height:46px;}
  .float-btn svg{width:20px;height:20px;}
  .to-top{width:42px;height:42px;}
}

/* ==========================================================================
   DISCLAIMER MODAL (homepage, once per session)
   ========================================================================== */
.disclaimer-modal{
  position:fixed;inset:0;z-index:400;background:rgba(7,45,29,0.76);
  display:flex;align-items:center;justify-content:center;padding:20px;
  opacity:0;pointer-events:none;transition:opacity .25s;
}
.disclaimer-modal.show{opacity:1;pointer-events:auto;}
.disclaimer-modal-card{
  background:var(--paper);border-radius:var(--radius-lg);max-width:500px;width:100%;
  padding:36px;box-shadow:var(--shadow-lg);text-align:left;
  transform:translateY(14px) scale(0.98);transition:transform .25s;
}
.disclaimer-modal.show .disclaimer-modal-card{transform:translateY(0) scale(1);}
.dm-icon{
  width:52px;height:52px;border-radius:14px;background:var(--gold-100);color:var(--gold-700);
  display:flex;align-items:center;justify-content:center;margin-bottom:18px;
}
.dm-icon svg{width:26px;height:26px;}
.disclaimer-modal-card h3{font-size:21px;margin-bottom:12px;}
.disclaimer-modal-card p{font-size:14px;color:var(--muted);margin-bottom:24px;}
.dm-actions{display:flex;gap:12px;flex-wrap:wrap;}
@media (max-width:480px){
  .disclaimer-modal-card{padding:26px;}
  .dm-actions{flex-direction:column;}
  .dm-actions .btn{width:100%;}
}
.mt-0{margin-top:0;}
.text-center{text-align:center;}
.small{font-size:13px;}
.tag-row{display:flex;flex-wrap:wrap;gap:10px;}
.tag{font-family:var(--font-mono);font-size:12px;background:var(--cream-2);border:1px solid var(--line);color:var(--navy-800);padding:6px 12px;border-radius:99px;}
hr.rule{border:0;border-top:1px solid var(--line);margin:34px 0;}

.badge-list{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px;}
.badge-list span{font-family:var(--font-mono);font-size:11.5px;background:var(--paper);border:1px solid var(--line);padding:6px 12px;border-radius:8px;color:var(--muted);}

.blog-card .card-media{height:170px;overflow:hidden;position:relative;}
.blog-card .card-media img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .3s;}
.blog-card:hover .card-media img{transform:scale(1.06);}
.blog-card .card-body{padding:22px 24px 26px;}
.blog-card p{font-size:14px;}

.product-card{display:flex;flex-direction:column;}
.product-media{height:150px;overflow:hidden;}
.product-media img{width:100%;height:100%;object-fit:cover;transition:transform .3s;}
.product-card:hover .product-media img{transform:scale(1.06);}
.product-card .card-body{padding:20px 20px 24px;}
.product-card h3{font-size:16.5px;margin-bottom:8px;}
.product-card p{font-size:13.5px;margin:0;}

/* service page — unified photo hero (breadcrumb+title+quote over the image) */
.photo-hero{position:relative;overflow:hidden;min-height:520px;display:flex;flex-direction:column;color:#fff;}
.photo-hero img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0;}
.photo-hero::after{
  content:"";position:absolute;inset:0;z-index:1;
  background:linear-gradient(180deg,rgba(7,45,29,0.92) 0%,rgba(7,45,29,0.66) 32%,rgba(7,45,29,0.42) 58%,rgba(7,45,29,0.88) 100%);
}
.photo-hero-inner{position:relative;z-index:2;flex:1;display:flex;flex-direction:column;justify-content:space-between;padding:130px 0 40px;}
.photo-hero .crumb{font-family:var(--font-mono);font-size:11.5px;color:#8FBBA3;letter-spacing:.08em;text-transform:uppercase;margin-bottom:14px;}
.photo-hero .crumb a{color:#CDE6D6;}
.photo-hero .crumb a:hover{color:var(--gold-400);}
.photo-hero h1{color:#fff;font-size:clamp(17px,calc(3.2vw + 10px),44px);white-space:nowrap;line-height:1.18;}
.photo-hero p.ph-desc{color:#DCF0E4;max-width:60ch;font-size:16.5px;margin:0;}
.photo-hero .ph-quote{margin-top:40px;}
.photo-hero .ph-quote span{font-family:var(--font-mono);font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-300);display:block;margin-bottom:10px;}
.photo-hero .ph-quote blockquote{margin:0;color:#fff;font-family:var(--font-display);font-size:clamp(18px,2.4vw,26px);max-width:52ch;font-weight:500;line-height:1.35;}
.facts-card{background:var(--navy-900);border-radius:var(--radius-lg);padding:34px 30px;color:#fff;}
.facts-card .eyebrow{margin-bottom:22px;}
.fact-row{display:flex;align-items:baseline;justify-content:space-between;gap:14px;padding:15px 0;border-bottom:1px solid rgba(255,255,255,0.1);}
.fact-row:last-child{border-bottom:0;}
.fact-row span{font-family:var(--font-mono);font-size:12px;color:#8FBBA3;text-transform:uppercase;letter-spacing:.04em;}
.fact-row b{font-family:var(--font-display);font-size:15.5px;color:var(--gold-300);font-weight:600;text-align:right;}

/* registration card (About page) */
.reg-card{max-width:760px;margin:0 auto;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-sm);border:1px solid var(--line);}
.reg-card-head{background:var(--navy-900);color:#fff;padding:22px 28px;display:flex;flex-direction:column;gap:4px;}
.reg-card-head span{font-family:var(--font-mono);font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-300);}
.reg-card-head b{font-family:var(--font-display);font-size:19px;font-weight:600;}
.reg-card-body{background:var(--paper);}
.reg-row{display:flex;justify-content:space-between;gap:18px;padding:15px 28px;border-bottom:1px solid var(--line);}
.reg-row:last-child{border-bottom:0;}
.reg-row span{font-family:var(--font-mono);font-size:12.5px;color:var(--muted);text-transform:uppercase;letter-spacing:.03em;flex-shrink:0;}
.reg-row b{color:var(--navy-800);font-weight:600;font-size:14.5px;text-align:right;}
@media (max-width:560px){
  .reg-row{flex-direction:column;gap:4px;padding:14px 20px;}
  .reg-row b{text-align:left;}
}

/* simple photo hero — breadcrumb + title only (blog posts) */
.photo-hero-simple{min-height:280px;}
.photo-hero-simple .photo-hero-inner{justify-content:flex-end;padding:110px 0 44px;display:block;}
.photo-hero-simple h1{white-space:normal;max-width:44ch;}
@media (max-width:640px){
  .photo-hero-simple{min-height:220px;}
  .photo-hero-simple .photo-hero-inner{padding:90px 0 30px;}
}

/* full-bleed contact map */
.map-section{width:100%;line-height:0;}
.map-embed{width:100%;height:440px;border:0;display:block;filter:grayscale(8%);}
@media (max-width:640px){
  .map-embed{height:320px;}
}
@media (max-width:640px){
  .photo-hero{min-height:440px;}
  .photo-hero-inner{padding:110px 0 30px;}
  .photo-hero h1{font-size:clamp(15px,calc(3.6vw + 8px),44px);}
}

.link-card-tile{padding:22px 24px;display:flex;flex-direction:column;gap:6px;}
.lct-top{display:flex;align-items:center;justify-content:space-between;gap:10px;}
.lct-top b{color:var(--navy-800);font-size:15px;}
.lct-arrow{width:15px;height:15px;flex:none;color:var(--gold-600);display:flex;}
.lct-arrow svg{width:100%;height:100%;}
.link-card-tile:hover .lct-arrow{color:var(--navy-800);transform:translateX(2px);}
.lct-desc{font-size:13.5px;color:var(--muted);}

/* borderless checklist for benefits */
.check-list{display:flex;flex-direction:column;gap:16px;margin:22px 0;}
.check-list li{display:flex;gap:12px;align-items:flex-start;list-style:none;font-size:15.5px;color:var(--ink);}
.check-list .ck{
  width:22px;height:22px;border-radius:50%;background:var(--gold-100);color:var(--gold-700);
  display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:12px;font-weight:700;margin-top:2px;
}

/* suited-for horizontal feature strip */
.suited-editorial{max-width:760px;margin:8px auto 0;border-top:1px solid var(--line);}
.suited-row{display:flex;align-items:center;gap:28px;padding:24px 4px;border-bottom:1px solid var(--line);}
.suited-num{font-family:var(--font-display);font-size:36px;font-weight:600;color:var(--gold-400);flex-shrink:0;width:56px;}
.suited-row p{margin:0;color:var(--navy-800);font-weight:600;font-size:16.5px;}
@media (max-width:640px){
  .suited-row{gap:18px;padding:18px 2px;}
  .suited-num{font-size:28px;width:42px;}
  .suited-row p{font-size:15px;}
}

/* lighter step styling (less boxed) */
.step{border:0;background:transparent;padding:22px 0 22px 22px;border-left:3px solid var(--gold-400);border-radius:0;}
.step:hover{transform:none;box-shadow:none;}